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AGREEMENT TO TERMS

The following terms and conditions constitute an End User License Agreement (“Agreement”) between Pandolab Pte. Ltd., a corporation organised and existing under the laws of the Republic of Singapore, with Company Number 202122263Z and Registered Office at 68 Circular Road, #02-01 Singapore (049422) (“Pandolab”), and you (“User”) and governs the User’s use of Pandolab’s proprietary Software and Services are defined below. The use of any additional services or websites may be subject to separate terms of use, as provided therewith.